Fake investment schemes, unregistered trading apps, Ponzi schemes promising high returns. SEBI and RBI have not authorised these entities.

• ✕Guaranteed high returns (10%+ monthly)
• ✕Referral/MLM structure
• ✕Not registered with SEBI/RBI
• ✕Pressure to invest quickly
• ✕Operates via WhatsApp/Telegram

Fraudsters impersonate CBI, ED, Narcotics, or Police officers on video call, claiming you are involved in a crime and demanding money to avoid arrest.

• ✕Unexpected call from "CBI/ED/Police"
• ✕Demand to stay on video call for hours
• ✕Threats of arrest or legal action
• ✕Demand for money transfer
• ✕Fake uniforms and official-looking backgrounds

Callers pretend to be bank officials or UIDAI agents claiming your KYC is expired, account will be frozen, and you must share OTP or install an app.

• ✕Call claiming KYC is expired
• ✕Ask for OTP on phone
• ✕Ask to install app like AnyDesk
• ✕Threaten account freeze
• ✕Urgency and pressure tactics

Fake websites that look identical to real banks, government portals, or e-commerce sites. Designed to steal your login credentials and payment details.

• ✕URL slightly different from real site
• ✕New domain registered recently
• ✕No proper SSL certificate
• ✕Asks for all bank details at once
• ✕Offers too-good deals

Fraudulent e-commerce sites that take your money and either deliver nothing or deliver counterfeit products. Often advertise on social media.

• ✕90%+ discounts on branded items
• ✕No GST registration
• ✕No real return policy
• ✕Only UPI/NEFT payment accepted
• ✕Social media account less than 30 days old

Messages claiming you have won a lottery, prize, or KBC reward. Ask for processing fee or tax payment before releasing the prize (which doesn't exist).

• ✕Unsolicited prize winning message
• ✕Ask for fee before prize release
• ✕Request for bank details
• ✕Use of KBC, Amazon, Google branding
• ✕Urgency to claim within 24 hours